Bond Calculator

Monthly repayment estimate

Enter the property and loan details

Important information

This calculator provides general estimates for budgeting and informational purposes only. It is not legal or financial advice, a formal quotation, property valuation, bond prequalification, credit assessment or guarantee of finance. Professional fees are based on the Law Society of South Africa’s negotiable 2026 conveyancing fee guideline and may differ from the fee charged in a specific matter. Transfer duty is calculated on the value entered, although SARS may apply the greater of the purchase price and fair value. Contact Wessels & Smith Inc for a transaction-specific quotation.

Rates reviewed 13 July 2026: default prime rate 10.50%; current SARS transfer-duty bands; LSSA guideline effective 1 July 2026; Deeds Office fees effective 1 April 2026.

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